Welcome to Wray Jewelry Appraisals

Absolutely! Your jewelry never has to leave your sight.

Allow approximately one hour per piece of jewelry.  You might want to bring a book to read or something else to do. Or consider dropping off your pieces, running an errand and coming back in about an hour.

That depends on what you intend to do with the jewelry.  The price someone will pay you to buy it is different than the amount an insurance company will pay you to replace it if you experience a loss.

No.  There are many factors which can affect the value and those can only be determined with an in-person inspection. A trained and ethical appraiser will not do over the phone valuations. 

No. If the appraiser guesses too low or too high, there is no benefit for you and it puts the appraiser's reputation at risk.

No. It is unethical for a jewelry appraiser to make an offer to buy your jewelry. 

A store owner or employee may not have the specific appraisal training or gemology credentials to write an appraisal that would meet the standards required by an insurance company for an appraisal document. Plus, the store owner or employee may have a conflict of interest and assign a biased value.

Yes. Most insurance companies recommend jewelry appraisals be updated every three to five years or if there is a change to your policy. The prices of precious metals and gemstones can fluctuate up or down which will affect the value of your jewelry. Plus, now you can receive digital copies of your appraisal to make it easy to update your insurance. 

1. People who switch diamonds either go to jail or retire early.

2. I am not willing to risk my reputation or career for your diamond.

3. If this is a concern for you, you are welcome to stay and watch while I work, even if it is a multi-item appraisal that takes all day.

That depends on why you need a value:

• Insurance appraisals provide an accurate description and a replacement value so your insurance company can provide an appropriate amount of coverage to replace your item in the event of a loss.
• Resale appraisals help you to determine an asking price when  you want to sell your jewelry.
• Fair market value appraisals are used for estate planning, charitable donations, divorce settlement, and other similar situations. It determines the price a willing buyer would pay a willing seller in a transaction where neither is forced or coerced to buy or sell.

Besides the jewelry, bring all related documents - receipts, past appraisals, diamond reports, etc. Also, anything that indicates  the age of the piece - letters, notes, receipts, etc. You might also want to bring a book to read or something to do while you wait.

You will receive paper and digital copies of your appraisal that meet the standards of the National Association of Jewelry Appraisers. This will include, among other things, a detailed description of your jewelry with specific gemstone grading information and multiple photos of your item In addition to the value specific to the purpose of the appraisal.

I do not appraise watches at this time.